Six Degrees Real Estate Investors Mixer [ Helping Home-Owners and Real Estate Investors Retire Early With Real Estate]

    How to Invest your RRSP & TFSA in Real Estate

    (via a Self-Directed Trust Account)

    NETWORKING + EDUCATION

    2 SPEAKERS

    https://youtu.be/V0nyCddrvwY

    Register Now and get a FREE drink ticket

    For the first 25 people!

    Eventbrite-register

    ($20 admission)

    Cash Bar

    https://www.eventbrite.ca/d/canada–toronto/laure-ampilhac/

    Wednesday, January 27, 2016

    to

    Geary Lane

    360 Geary avenue, Toronto, ON * Free Parking

    www.realestatemixer.ca laure ampilhac Aron charles Linkedin Jan 27 #RRSP #TFSA

    Did you receive a Year-End Bonus? Do you have a RRSP Contribution Room? Mutual Funds are NOT your only Options. Invest in Real Estate at 8-10% fixed returns!

    Every year, Canadians go through a financial ritual – the RRSP season. Time is ticking away as we head towards the RRSP deadline of February 29, 2016 so join us on Wednesday January 27 to find out about the 17 qualified RRSP-eligible Investment Vehicles available to you [http://www.cra-arc.gc.ca/E/pub/tp/it320r3/it320r3-e.html]

    Security of Capital is key.
    Diversification is key.

    What you will learn: **

    – How your Registered Account can be Invest in Real Estate through a Self-Directed Trust Account.

    – How to Diversify

    – How to create a Realistic Investment and Retirement Strategy

    ** The strategies showed are applicable to RRSPs, TFSAs, RESPs, RRIFs, LIRAs and RDSPs.

    Example of Alternative Investments Vehicles for 8-10% fixed returns:

    – Investing in Mortgages,
    – MIC (Mortgage Investment Corporations)
    – Real Estate Investment Groups/Private Equity
    – and more

    Simple to Understand + Easy to Manage + Stable to Forecast

    In closing, “Be in Charge”. Do not let anyone (including the bank) decide on your financial future.

    AGENDA

    6:30pm Doors Open ~ Networking
    7:15pm Laure Ampilhac
    7:45pm Aaron Charles, Realtor | Investor | Speaker
    8:45 Q&A
    9:00pm – 10:00pm ~ Networking

    Register Now and get a FREE drink ticket

    For the first 25 people!

    Eventbrite-register

    ($20 admission)

    https://www.eventbrite.ca/d/canada–toronto/laure-ampilhac/

    Cash Bar

     

    “Knowledge is power. Information is liberating. Education is the premise of progress, in every society, in every family.”
    – – Kofi Annan

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    Event Organizer
    Six Degrees Real Estate Investors Mixer
    [ Helping Home-Owners and Real Estate Investors Retire Early With Real Estate]
    www.realestatemixer.ca

    (416) 358-9686 | (877) 764-9492
    info@laureampilhac.com
    info@realestatemixer.ca

    linkedin

    Get Event Updates

    Six Degrees Real Estate Mixer Meetup Toronto

     

    Six Degrees Real Estate Investors Mixer

    Toronto, ON
    775 Real Estate Investors

    Six Degrees Real Estate Investors Mixer [ Helping Home-Owners and Real Estate Investors Retire Early With Real Estate](416)[masked]Six degrees of separation is the theory t…

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    How to Invest Correctly Weekend Workshop

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    ABOUT LAURE AMPILHAC

    • Laure Ampilhac

      thumb upAfter 15 years as a Business development Executive in France and Canada, Laure left the corporate world during the 2009 recession, to follow a new path.Robert Kiyosaki’s Rich Dad Education led her to a career in Real Estate Investing, creating multiple sources of active and passive income. Laure is a real estate entrepreneur, a property manager, a mortgage agent and now a Certified Wealth Management Advisor.

      Her expertise and her passion for Early Retirement has allowed her to mentor and empower home-owners to acquire more properties and build a long-term retirement strategy using their home equity, life savings and Registered Retirement Savings Plans (RRSP, LIRA, TFSA).

      #retirementplanning
      #wealthcreation
      #realestateinvesting

      Mortgage Agent & Certified Wealth Management Advisor
      ✆ (416) 358-9686 ✆ (877) 764-9492
      iBrokerPower Capital Inc (The Mortgage Centre) Lic# 10538
      www.laureampilhac.com
      www.linkedin.com/in/laureampilhac

      logo-med

    • ABOUT AARON CHARLES

    • Aaron Charles

      Realtor | Investor | Speaker
      AaronCharlesThe saying goes that, “every man is the architect of his future.” Aaron Charles’ passion for real estate lies in not only in constructing a solid and impactful foundation for his vision but also in his commitment to actualize the dreams of the individuals and families who he works with to help secure their biggest investment. To create, design and build a solid groundwork for any venture, one must have a big vision – a trait that Charles prides himself on possessing. The ability to see the bigger picture despite small instances, setbacks and obstacles is what has been the cornerstone of Charles’ success. His simplistic approach to real estate is a principle that he applies to life as well – buy low, sell high. In life you have to build from the ground up but aim high.
      www.aaroncharles.ca/
      www.reapinc.ca/
      www.dreammakerrealty.ca

       

       

      24595542217470Dream_Maker_Realty_Logo

     

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    ABOUT THE VENUE

    www.gearylane.com (Dupont & Dufferin)

    * Free Parking

     

    geary lane 360 Geary ave

    geary lane 360 geary

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    facebook post rrsp season

    What is a SELF-DIRECTED TRUST ACCOUNT?

    A Self-Directed RRSP is a great way to save for retirement.

    A Self-directed RRSP is an RRSP account (not an investment) that allows you to hold a wide variety of investments within one single trust account.

    Self-directed RRSPs give you more freedom and control over your investment portfolio, tax-deferred. You have the opportunity to tailor your portfolio and become a money lender by directing your capital into an approved trust account that is then able to lend said funds into mortgages for higher fixed returns, secured on real estate.

    Who is it for?

    A Self-Directed RRSP might be a good choice for you if…
    – You want more control on your future and plan properly for your retirement income.
    – You already have a large deposit-based RRSP and now wish to diversify your investments in real estate
    – You already hold investment securities (e.g., stocks, bonds, etc.) which you now wish to put in a tax-deferred plan
    – You want the convenience of one simple statement

    ABOUT RRSP

    2015 RRSP Contribution Deadline: February 29, 2016. Maximum amount: $24,930
    2016 RRSP Contribution Room Created on January 1, 2016 – consider contributing your 2016 contribution early via lump-sum cash deposit or set up pre-authorized regular RRSP contributions (e.g. monthly).

    ABOUT TFSA

    For many Canadians attempting to save for retirement, a TFSA may be the better option. The amount you can contribute to a TFSA is based on your “TFSA contribution room.” If you were 18 or older in 2009 and, as of 2016, have not yet opened up a TFSA, you can immediately contribute up to $46,500 to a TFSA, consisting of $5,000 of accumulated room for each of 2009 through 2012, $5,500 for 2013 and 2014, $10,000 for 2015, and the recently-reduced $5,500 limit for 2016.

    ABOUT LIRA

    Locked-in Plan Conversion – considering converting your Locked-in Retirement Account(LIRA) to an income stream via a Locked-in Income Fund (LIF), do so early in the year as maximum payments are prorated based on the months remaining in the current year.

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    ABOUT SIX DEGREES

    Six degrees of separation is the theory that everyone and everything is six or fewer steps away, by way of introduction, from any other person in the world, so that a chain of “a friend of a friend” statements can be made to connect any two people in a maximum of six steps.

    The Real Estate Mixers are designed to educate & connect home-owners and investors in an intimate and warm environment.

    Lively, interactive EDUCATIONAL & NETWORKING EVENTS:

    If you are interested in learning more about how to invest in an rental property/multiplex (active investing) or invest your RRSP/Cash savings in alternatives investment vehicles in real estate (passive investing), then you have come to the right place.

    The aim of these evenings is to create a space for like-minded people with an interest for real estate and investing Come and learn about money lending (private mortgages), MICs, Real Estate Investment Groups/Private Equity Funds and more.

    HOSTED NETWORKING EVENTS

    Laure will be there to connect you with the professional, lender, investor that you have been looking for your project, real estate transaction or investment. Come to us during the networking event and we will introduce you to the right person! See you there.

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    SPONSORS

    sponsor the event-real estate mixer www.realestatemixer.ca laure ampilhac

     

    Aaron Charles

    Gold SPONSORSHIP www.realestatemixer.ca

    Realtor | Investor | Speaker
    Stacked Town Home Pre | Construction
    Builder’s VIP pricing

    www.aaroncharles.ca/
    www.reapinc.ca/
    www.dreammakerrealty.ca

    aaron charlesdevelopment

     

    Alex Bell, B.A.

    platinum SPONSORSHIP real estate mixer

    Home Insurance / Property Insurance

    Commercial Account Executive
    Reality Practice
    35 Stone Church Road, 3rd Floor, Ancaster, Ontario L9K 1S5
    Tel: 1-888-385-8466 Local: 905-648-3922 ext. 2617 Fax: 905-648-6980
    Cell: 289-237-6829 Direct: 905-304-2617
    alexb@daltontimmis.com
    www.daltontimmis.com

    Alex Bell- Insurance broker Dalton Timmins

    Fazle Naqvi Sales Representative

    silver SPONSORSHIP www.realestatemixer.ca

    Mobile: 416-418-1351 Office: 905-812-8123

    Keller Williams Real Estate Associates, Brokerage
    7145 West Credit Avenue, Mississauga, ON, L5N 6J7
    905-812-8123

    Looking for a realtor to purchase an investment property in Hamilton? Contact Fazle

    Fazle-Naqvi-Realtor-in-Hamilton

    Patricia Abad

    silver SPONSORSHIP www.realestatemixer.ca

    Life insurance
    Financial Planning Advisor
    NBBN
    (416) 417-0332

    NB_Patricia_Bus_Card

    Renata Magalhaes

    silver SPONSORSHIP www.realestatemixer.ca

    Renata’s Bookkeeping Services
    P:647-848-3586
    F:416-981-8965

    renata banner

    Mauricio Jimenez

    silver SPONSORSHIP www.realestatemixer.ca

    Photographer
    Photo Credits: Mauricio Jimenez 647.688.5814
    MAGIC VISION Photography
    Voted – Top PHOTOGRAPHY STUDIO in Toronto ( Top Choice Awards – 2013)
    Visit us at www.magicvision.ca
    Mauricio Jimenez Photographer

    Joe Smith

    silver SPONSORSHIP www.realestatemixer.ca

    Videographer

    IMG_9893

     

    MoneyGate MIC

    Moneygate MIC

    Register Now and get a FREE drink ticket

    For the first 25 people!

    Eventbrite-register

    ($20 admission)

    https://www.eventbrite.ca/d/canada–toronto/laure-ampilhac/

    Cash Bar

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    CALENDAR

    Year-End Bonus? 2016 RRSP Contribution Room? Mutual Funds are NOT your only Options. Invest in Real Estate at 8-10% fixed returns! 27 Jan 2016 6:30 PM

    The Future is Old [ How to Profit by Investing in the Seniors Rental Market ] by Barry Lebow 29 Feb 2016 6:30 PM

    Tax Strategies 21 Mar 2016 6:30 PM

    Property Insurance & Life Insurance for Real Estate Investors 25 Apr 2016 6:30 PM

    Pre-Construction Investing: Grow Your Capital in a Flash 30 May 2016 6:30 PM

    Family Trusts and Asset Protection for Real Estate Investors 20 Jun 2016 6:30 PM

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    HOW TO INVEST CORRECTLY WORKSHOP

    please contact me for details (info@laureampilhac.com)

    February 6-7, 2016 $88 Mississauga

    How to invest correctly linkedin

    Se préparer pour acheter sa première propriété

    https://www.facebook.com/events/914386922002116/

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    GEARY LANE – THE VENUE

    gearylane_0001_Layer-10 gearylane_0007_Layer-4 gearylane_0000_Layer-11

    BROUGHT TO YOU BY: Laure Ampilhac

    bc-final

    Laure Ampilhac Mortgages - iBrokerpower - The Mortgage Centre

    Mortgage Agent & Certified Wealth Management Advisor

    ✆ (416) 358-9686 ✆ (877) 764-9492
    iBrokerPower Capital Inc (The Mortgage Centre) Lic# 10538
    www.laureampilhac.com

    www.linkedin.com/in/laureampilhac

     

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    MORE INFO AT:

    www.realestatemixer.ca
    www.meetup.com/Six-Degrees-Real-Estate-Investors-Mixer/#upcoming
    www.eventbrite.ca/d/canada–toronto/laure-ampilhac/

    Bring lots of business cards and good vibes!

    Six Degrees Real Estate Mixer Meetup Toronto facebook1 images

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    THE BENEFITS OF INVESTING IN THE REAL ESTATE ASSET CLASS:

    #1. Cash Flow

    A big advantage real estate has over other investments, is that it can produce cash flow on a monthly basis. Positive cash flow is derived from the revenue collected in the form of rent and laundry income minus expenditures required to pay for and operate the building. The cash generated by a real estate investment will always be a much larger percentage cash-on-cash return than any other investment. The reason for this is leverage.

    #2. Leverage

    Leverage is the ultimate power of investing, and the fact is that there is no investment where the application of this tool is more powerful than real estate. In real estate the leverage is based on the asset itself, and even the notoriously conservative banks will loan up to 75-80 percent and sometimes higher of the total asset value. Banks are comfortable lending large sums of money for the purchase of real estate because they know it is one of the safest and most profitable investments available. Also when you leverage an investment, you reap the benefits of appreciation on the total asset value, while only having a small percentage of your own money in the deal.

    #3. Appreciation

    Real estate generally is a long term investment, and its benefits are best realized over the long term. It takes time for real estate to appreciate in value; however, while the property is appreciating the residents are paying down the mortgage. On top of this the rental income grows on a percentage annual basis.

    The average compounded annual increase in real estate nationally has been 5% per year for the last 25 plus years, since 1980. Depending on the real estate cycle at any given time, the geographic location and type of property, the percentage annual increase could be substantially higher of course. Residential real estate appreciates more than the annual rate of inflation over time.

    #4. Hedge Against Inflation

    Many people feel that the commonsense thing to do is to take your money and put it into a savings bond or bank account that yields 2 to 3 percent per year. The main argument for this type of investing is that it is “safer” than real estate or other types of investments. The problem with this strategy is that you do not make any money, due to inflation.

    Inflation is the price we pay for goods measured against a standard of ability to purchase those goods. The long term average of inflation has been nearly 3.5 percent since 1913, the year it began being tracked. That means that putting your money into a bank investment or account that yields only 2 to 3 percent, earns you no purchasing power in the future. You are actually losing wealth because inflation is higher than your returns. The gain in interest is wiped out by the rising cost of living. You are not becoming wealthier, you are becoming poorer because the cost of goods is growing faster than the value of your money.

    The beauty of real estate is that it is a tangible asset-a good. Meaning it will generally rise either at the rate of inflation or much higher. Historically real estate has risen at 5 percent per year -a full 2 to 3 percent higher than inflation. And that is just appreciation. That does not take into account the cash flow generated, nor the tax advantages such as depreciation, refinance, and tax deductible mortgage interest.

    #5. Depreciation

    Depreciation is an income tax deduction that allows a taxpayer to recover the cost of wear and tear, deterioration, or obsolescence on an annual basis. For real estate, it is a nonoperational expense that can be used to your advantage come tax time.

    #6. Refinance

    Another advantage of real estate over other investments is the ability to withdraw cash through a refinance of the property. This, too, is a tax shelter. When you refinance a property you are restructuring your existing mortgage debt based on the added value of the property. Refinancing also allows for investors to pull their initial investment out, while still continuing to have a vested interest in the property, creating a cash-on-cash return of infinite because the capital investment is zero!

    #7. Asset Protection

    There are a number of ways to legally protect a real estate investment that cannot be utilized by other investments like stocks and bonds. If a stock or bond company has a bad year, and suffers losses, the individual investor is simply out of luck. Real estate is one of the few investments that can be insured and protected from damage caused for whatever reason. By having the proper insurance coverage, you are able to claim losses for the actual value of the asset before the loss, and during the loss.

    Another distinct legal advantage of real estate is that it can be placed into a corporation or family trust that allow you to protect your personal wealth by individualizing and protecting your assets in an event of a lawsuit. There are also distinct tax advantages.

    #8. Physical Asset

    Real estate is a physical asset, that cannot be traded by a click of a button by an online brokerage. You can physically walk the grounds of the property, and inspect the building. As such, it’s not subject to the volatility of other investments like stocks, where change can happen fast. You are not at the mercy of the company’s public relations department, waiting to hear from them. Meaning, if the company announces poor earnings for a quarter, the stock will drop suddenly with little warning. Your only option is the react, but not before you’ve lost a substantial sum.

    Real estate is different. While it still has its ups and downs, for the most part real estate takes a more tortoise like approach: slow and steady wins the race. By paying attention, and knowing what to look for, we can see the trends that lead to changes in the market, well before they happen. Allowing us to formulate an investment plan on how to change operations or to sell. This in turn maximizes our return on investment or cash-on-cash return.