Wednesday April 16th, 2014 at 6:30pm

~ At Baka Gallery Cafe, 1st floor ~ 2256 Bloor street west

~ Entrance on Beresford ~ Green P Parking on Beresford

$30 at the door

6:30pm |Doors open for Networking and a glass of wine:)

7:30pm |Guest Speaker, Nasser Yaltaghian

8:00pm | Q&A Session: All Your Questions Answered!

8:30pm | Networking

Deal Showcase

Find | Sell | Finance Real Estate Deals!
Do you have a Deal? …
Do you have an investment property for sale
or Are you looking for one?
Six Degrees Real Estate Mixer…
Your Platform to Find, Sell and Finance Real Estate Deals!

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1. They plan to pay off their mortgage and use the rental property as a monthly income source for when they retire a.k.a. they want to create a “Personal Rental Pension”
2. They hope to create equity by selling the rental property for more than they paid.
3. They want to diversify their investments by purchasing a rental property; and having an asset outside of financial markets (e.g., stocks, mutual funds, GICs).

However, unlike the mortgage you took out on your principal residence, financing an investment property is a little more complex. The number of units in the building and whether or not you’ll be occupying one of the units are the two major components that control what your financing will look like.

If you ask yourself those questions…

• How much do you have to put down to buy an income property?
•  Do you use your cash on hand as the down payment?
•  Or do you borrow as much of the purchase price of the rental property as you can?
•  Should you take the equity out of your main residence to purchase the rental property?
•  Is the borrower’s own income a factor to qualify?
•  What is the minimum Credit Score required?
•  What are the qualification requirements? What is the maximum Total Debt Service Ratio (TDSR)?
•  Can you use your own RRSPs, RRIFs, LIRAs, RESPs, or TFSAs for the downpayment?

… Then ask a Mortgage Broker, their primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What’s more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.

On April 16th, Nasser Yaltaghian, Mortgage Broker with Mortgage Alliance will explain how investment property mortgages work in Canada, as multi-unit dwellings are often unique cases. He will show you 5 Ways To Finance A Real Estate Investment.

About Nasser

“ Nasser Yaltaghian has been a Mortgage Broker for the past 15 years. He has been awarded as the Top Producer since 2009 in the GTA. He has provided the best services to anyone, low income workers, bad credit, refugees, visa students, self-employed, real estate investors, new/old immigrants and Canadian citizen! With his experience, repetition and integrity, the closing rate for all deals is almost 99.99%! Nasser has access to over 75 different lenders, banks, trust companies, private lenders, investors and financial institutions.  He provides free consultation and gives you the best advice. His clients get mortgage rates at wholesale, guaranteed up to 120 days. His team speak Persian, Farsi, French, Spanish, German, Mandarin and Cantonese. ”

Specialty:

•          Purchasing
•          Refinancing
•          Renewing
•          2nd mortgage
•          Private loan
•          Bridge loan
•          House line of credit
•          Commercial and Construction Mortgage

Nasser Yaltaghian (Lic.M08004799)